Full Review: 24/7 Lending Group


24/7 Lending Group helps consumers obtain personal loans for anywhere from $500 to $35,000. As a loan middleman, they take the information you fill out in your loan application and match it with their deep network of lenders and providers.

They simplify the personal loan process by providing multiple reliable, safe options in one place, so you don’t have to spend hours looking yourself!

About the Company

Headquartered in Raleigh, North Carolina, 247 Lending Group offers personal loans to people who are in need of cash for immediate needs. The company was founded in 2002 and prides itself in approving loans quickly and for customers of all credit types. Customers love the easy application process and the prompt attention and response they receive from company representatives. Another unique feature is that a loan inquiry to 247 Lending Group with not have a negative impact on the prospective customer’s credit.

The Good

  • One application, multiple options
  • Flexible Loan Amounts and Terms
  • No Fees or Up-Front Money Required
  • Good Customer Service

Potentially Lower Rates

247 Lending Group is not a Payday lender. This isn’t one of those places that hits you with an astoundingly high interest rate that will cripple you for life. In fact, if you have good credit, you will find yourself paying back your personal loan at as little as 5.99 percent.

Flexible Loan Amounts and Terms

Everyone has unique needs, and 247 Lending Group can accommodate your specific situation. The lender will grant you personal loans up to $35,000 at repayment terms between one and six years. How much you can borrow and at what terms depends on your credit. In examining the company, we like the fact 247 Lending Group is willing and able to reach out to all types of borrowers. The lender recognizes that obtaining a personal loan is a good way for first-time borrowers to begin building a credit history and to prepare for future borrowing.

No Fees or Up-Front Money Required

Be wary of lenders who charge additional fees or ask for money up front. 247 Lending Group won’t do this. You don’t have to pay a dime to apply or to run your application.

Good Customer Service

Customers are pleased with the rapid response they get form customer service and the ease of application. Customers can even go online to check the status of their application, so if there’s a hold-up of some kind, they can be aware of the delay. Also, customers appreciate that the company stands by what it says and doesn’t lull you away with false promises or shady business. This is a company that customers trust.

The Bad

  • Poor Credit = High Rates
  • Often Criticized Industry

Poor Credit = High Rates

This isn’t unique to 247 Lending Group; poor credit will always result in higher interest rates, regardless of the type of loan you are trying to secure. Be careful, though, and realize that 247 Lending Group’s personal loan rates could soar into the 30 percent range if you have faltering credit.

Often Criticized Industry

This is not necessarily a fault of 247 Lending Group, but the lender does operate in a space frequently occupied by unscrupulous businesses. Be cautions before signing any contracts and be sure you understand everything you are signing up for.


247 Lending is perfect for those with poor credit looking for a second chance. They offer a wide variety of solutions As a result of their longevity, they have developed a reputation with both lenders and consumers as providing a reputable, trustworthy service, allowing them to grow direct, unique relationships with a network of dependable loan providers in the personal loan industry while building much of their business via referrals from past applicants.


  • Lower Interest Rates
  • Flexible Loan Amounts and Terms
  • No Fees or Up-Front Money Required
  • Great Customer Service
  • Most bad credit types accepted